mortgages

Last-minute surge in help-to-buy Isa applications reported by banks

Last-minute surge in help-to-buy Isa applications reported by banks

First-time buyers urged to claim up to £3,000 of ‘free’ money before deadlineBanks and building societies are reporting a last-minute surge in applications for a government savings scheme offering
Thanksgiving Miracle: $126,000 in Donations Help Pay Widow's Mortgage

Thanksgiving Miracle: $126,000 in Donations Help Pay Widow's Mortgage

A Massachusetts widow received more than $126,000 in donations to help pay off her mortgage after she fell behind her mortgage payments following her husband's death.
I'm renting in London – should I try to buy now or wait?

I'm renting in London – should I try to buy now or wait?

I’m saving for a deposit and wondering if I should leave it a few years until I can build up more Q I rent in London and I’m on a yearly wage of £28,000. When I have saved enough to put down a deposit
Nationwide profits hit by mortgage war and PPI mis-selling

Nationwide profits hit by mortgage war and PPI mis-selling

Building society prioritising IT investment over ‘short-term profits’, says chief executiveThe mortgage price war and a new charge for mis-sold payment protection insurance (PPI) have helped wipe 40%
Can we separate out fixtures and fittings with a help-to-buy Isa?

Can we separate out fixtures and fittings with a help-to-buy Isa?

We are hoping we can make an offer for the Isa maximum and pay separately for these itemsQ My partner and I both have help-to-buy Isas and live outside of London so the most we’ll be able to spend on
I got a home with help-to-buy – can my dad buy it for less than market value?

I got a home with help-to-buy – can my dad buy it for less than market value?

I’m hoping my parents can give me the balance between sale price and what the property is really worthQ I have a property which I bought with an equity loan under the help-to-buy scheme. This means
After Grenfell, homebuyers told their flats are worthless

After Grenfell, homebuyers told their flats are worthless

Thousands of property owners in tower blocks are unable to sell or remortgage in the wake of the disasterLucy Stevenson is one of a new breed of “mortgage prisoners” – trapped in an unsaleable home,
Trump’s Trade War Tumult Hands Surprise Boost to Housing Market

Trump’s Trade War Tumult Hands Surprise Boost to Housing Market

Donald Trump, America’s first property-developer president, helped lift the housing market out of its recent slump. All it took was chaotic tweeting, and an unpredictable trade war that’s put
It Will Take More Than Lower Mortgage Rates for a Housing Rally

It Will Take More Than Lower Mortgage Rates for a Housing Rally

Low rates don’t help much if you can’t get a loan or can’t afford a home.
The Housing Market Needs More Than Low Mortgage Rates

The Housing Market Needs More Than Low Mortgage Rates

Low rates don’t help much if you can’t get a loan or can’t afford a home.
How students can buy a £400,000 home with zero deposit

How students can buy a £400,000 home with zero deposit

A building society is offering 100% mortgages to 18-year-olds while at university. Spoiler: you’ll need wealthy parentsFancy literally lording it over your college flatmates? A growing number of
How to save: Martin Lewis’s four top tips for putting money away

How to save: Martin Lewis’s four top tips for putting money away

As incomes are squeezed and millions of Britons put nothing aside, the savings expert explains how best to build a healthy bank accountAccording to NatWest, which looked at the data of 750,000
Will I have to pay the higher rate stamp duty on new property?

Will I have to pay the higher rate stamp duty on new property?

I’m buying the house with a new partner, but I am still named on a previous mortgageQ Shortly before my ex-wife and I separated, we bought a house together. We are now divorced and both have new
When the Dream of Owning a Home Became a Nightmare

When the Dream of Owning a Home Became a Nightmare

A federal program to encourage black homeownership in the 1970s ended in a flood of foreclosures.
Mortgage prisoners: domestic abuse survivors on how they got trapped

Mortgage prisoners: domestic abuse survivors on how they got trapped

Homeowners fleeing toxic relationships can get stuck with large mortgages they can’t escapeFour years ago, without a word of warning, Wendy’s estranged husband stopped paying his share of the
Mortgages: 40-year terms are becoming the norm – but watch out

Mortgages: 40-year terms are becoming the norm – but watch out

First-time buyers could end up paying a lot more – and not be mortgage-free until their 70sMortgages with a maximum term of 40 years are now becoming the norm, according to new data this week.

Bank Regulators Present a Dire Warning of Financial Risks From Climate Change

The San Francisco Fed warned that banks, communities and homeowners face significant financial risk from climate change and offered proposals for banks to do more to help.

Bank Regulators Present a Dire Warning of Financial Risks From Climate Change

The San Francisco Fed warned that banks, communities and homeowners face significant financial risk from climate change and offered proposals for banks to do more to help.

Bank Regulators Present a Dire Warning of Financial Risks From Climate Change

The San Francisco Fed warned that banks, communities and homeowners face significant financial risk from climate change and offered proposals for banks to do more to help.

Bank Regulators Present a Dire Warning of Financial Risks From Climate Change

The San Francisco Fed warned that banks, communities and homeowners face significant financial risk from climate change and offered proposals for banks to do more to help.