buying to let

Landlords react with fury to three-year tenancy plans

Landlords react with fury to three-year tenancy plans

Government says minimum-term proposal offers renters more security, but landlords claim most don’t want itLandlords have reacted furiously to government proposals that will give tenants a minimum
Nationwide's mortgage lending slumps by a third

Nationwide's mortgage lending slumps by a third

Building society’s profits fall amid tough competition and tightening of buy-to-let loansNationwide has reported declining profits for the second year in a row, as net mortgage lending slumped by a
Can I get a residential mortgage with immediate consent to let?

Can I get a residential mortgage with immediate consent to let?

I bought a house but am renting it out as I’m working in a different city for a couple of years Q I bought my house in 2015 with a mortgage with an interest rate fixed for two years. At the end of the
Renting property: how does it compare around the world?

Renting property: how does it compare around the world?

UK millennials face a lifetime of renting, according to a report – here’s how other nations copeIn the former textile quarter of the southern German city of Augsburg, Matthew Robinson, a 35-year-old
Renting property: how does it compare around the world?

Renting property: how does it compare around the world?

UK millennials face a lifetime of renting, according to a report – here’s how other nations copeIn the former textile quarter of the southern German city of Augsburg, Matthew Robinson, a 35-year-old
Landlords are social parasites. They’re the last people we should be honouring | Rhik Samadder

Landlords are social parasites. They’re the last people we should be honouring | Rhik Samadder

The ‘landlord of the year’ is being announced but most buy-to-let opportunists make their tenants’ lives hell – giving them a prize is like giving Stalin a humanitarian awardThe landlord of the year
I own a house that my family live in – can I keep it and buy a flat?

I own a house that my family live in – can I keep it and buy a flat?

I’m 29, earn £25,000 and am wondering if I could replace the mortgage with a buy-to-let loanQ I currently own a house in my hometown in which my mum and younger brother have lived since she separated
Welcome to the new tax year - here's the main changes

Welcome to the new tax year - here's the main changes

There are several major adjustments to taxpayer liabilities for the new fiscal year 2018/19. Here’s a brief summary •All change for your bank balance and pay packetThe new tax year begins on Friday
Homeless crisis: how the state pays the rich to exploit the poor

Homeless crisis: how the state pays the rich to exploit the poor

Landlords carving up a home into micro-flats can net £50,000 a year. And it’s taxpayers who foot the billEvery day 64-year-old former boxer, Ian Ford*, who suffers from crippling arthritis, climbs
Why building more homes will not solve Britain’s housing crisis | Ann Pettifor

Why building more homes will not solve Britain’s housing crisis | Ann Pettifor

The problem of inflated prices lies in property speculation. That’s what we need to clamp down onEveryone – from the government, to housing charities, to housebuilders – has bought into the
Milton Keynes: UK capital of ‘right-to-buy-to-let’

Milton Keynes: UK capital of ‘right-to-buy-to-let’

More council houses have been sold to private landlords in the town than anywhere else – then rented at up to triple the priceThe floor in Elina Apse’s house on the Netherfield council estate in
Six factors influencing the UK property market in 2018

Six factors influencing the UK property market in 2018

It could be a better year in Britain’s dysfunctional housing market for first-time buyers and tenants 1. Interest rates will stay low Another 0.25% hike is expected in late spring, taking the Bank of
Six factors influencing the UK property market in 2018

Six factors influencing the UK property market in 2018

It could be a better year in Britain’s dysfunctional housing market for first-time buyers and tenants 1. Interest rates will stay low Another 0.25% hike is expected in late spring, taking the Bank of
Tenants lose out after landlord pressure halves UK home insulation cap

Tenants lose out after landlord pressure halves UK home insulation cap

Plan to make landlords improve draughtiest homes and boost energy efficiency for hundreds of thousands of tenants lies in tatters, say criticsTenants face missing out on energy bill savings after the
New mortgage lending in UK reaches highest level since 2008

New mortgage lending in UK reaches highest level since 2008

Boom driven by people remortgaging homes to lock- in cheap deals as proportion lent to first-time buyers fallsBritish households are taking on the highest levels of fresh mortgage debt since the
The Guardian view on social housing: time to fight for affordable rents | Editorial

The Guardian view on social housing: time to fight for affordable rents | Editorial

Margaret Thatcher promised a property-owning democracy. She created a nation of private landlordsThe Guardian launches its Christmas appeal on Saturday. This year it is on behalf of charities that
We have a new mortgage and would like to travel for a year. Can we do it?

We have a new mortgage and would like to travel for a year. Can we do it?

We need to know if we’ll have to change our mortgage to a buy-to-let, even if we don’t plan to make a profit Continue reading...
Landlady left with £9,500 rent arrears by tenant on universal credit

Landlady left with £9,500 rent arrears by tenant on universal credit

Property owner says she will not rent to recipients again – as fears rise more will follow suit A Croydon-based landlady has vowed never again to let her property “to anyone on universal credit” after
Landlord’s ban on ‘coloured’ tenants is unlawful, court rules

Landlord’s ban on ‘coloured’ tenants is unlawful, court rules

Equality watchdog wins case against Fergus Wilson, who barred south Asians from renting his properties The buy-to-let mogul Fergus Wilson’s ban on “coloured” tenants because they allegedly left curry
'No coloureds' landlord taken to court by UK equality watchdog

'No coloureds' landlord taken to court by UK equality watchdog

Buy-to-let mogul Fergus Wilson told agent to ban ‘coloured’ tenants because they left curry smells in his properties The UK equality watchdog is seeking an injuction against buy-to-let mogul Fergus