asset allocation personal finances

Dealing With the Dark Side of Low Interest Rates

Dealing With the Dark Side of Low Interest Rates

When you borrow, low interest rates are fabulous. But if you need to live on your savings, you will be receiving far less income.
Federal Retirement Fund Halts Planned China Investment Under Pressure

Federal Retirement Fund Halts Planned China Investment Under Pressure

The change in plans for the $600 billion Thrift Savings Plan for federal workers comes as the Trump administration ramps up criticism of China.
Federal Retirement Fund Halts Planned China Investment Under Pressure

Federal Retirement Fund Halts Planned China Investment Under Pressure

The change in plans for the $600 billion Thrift Savings Plan for federal workers comes as the Trump administration ramps up criticism of China.
Bonds Beat Stocks Over the Last 20 Years

Bonds Beat Stocks Over the Last 20 Years

Over the long run, stocks are supposed to beat bonds. But they haven’t managed to do that uniformly since 2000, a sign of how difficult things have gotten for ordinary investors.
Health Care Funds Held Their Own. But They May Not Be Bargains.

Health Care Funds Held Their Own. But They May Not Be Bargains.

As a defensive part of a portfolio, health care has been reasonably solid — and that is a mixed blessing, some analysts say.
How to Profit in a Stock Market Downturn

How to Profit in a Stock Market Downturn

Funds managed to flourish with diverse bets on Treasury bonds and small Chinese companies — and against select American stocks.
Bonds Started to Falter. Then, the Fed Came to the Rescue.

Bonds Started to Falter. Then, the Fed Came to the Rescue.

Core bond funds have made money for investors, but it has been anything but an effortless ride.
How to Invest in the Military-Industrial Complex

How to Invest in the Military-Industrial Complex

Military contractors and aerospace companies could help hedge hard times, if you don’t mind what they are making. But it’s hard to find funds that focus on them.
‘This Isn’t a Dry Run’: How to Be Ready for More Financial Pain

‘This Isn’t a Dry Run’: How to Be Ready for More Financial Pain

Classic investment strategies are performing about as well as expected — but they may be too painful to bear. If so, says our columnist, make adjustments now.
‘This Isn’t a Dry Run’: How to Be Ready for More Financial Pain

‘This Isn’t a Dry Run’: How to Be Ready for More Financial Pain

Classic investment strategies are performing about as well as expected — but they may be too painful to bear. If so, says our columnist, make adjustments now.
Investors Nervous About Coronavirus Ask: Should I Put My 401(k) in Bonds?

Investors Nervous About Coronavirus Ask: Should I Put My 401(k) in Bonds?

Readers want to know how the outbreak will affect their finances. We have answers.
The Market Is Moving. Most People Should Sit Still.

The Market Is Moving. Most People Should Sit Still.

The stock market’s fall may have you on edge. But if your long-term goals didn’t change today, your investments probably shouldn’t either.
The Stock Market and Coronavirus: Why You Should Sit Still

The Stock Market and Coronavirus: Why You Should Sit Still

The stock market’s fall may have you on edge. But if your long-term goals didn’t change today, your investments probably shouldn’t either.
Retiring Into a Shaky Market? Think Long Term Anyway

Retiring Into a Shaky Market? Think Long Term Anyway

Americans in their mid-60s could live nearly three more decades, research shows, so a healthy dose of stock in your portfolio is actually prudent now.
Retiring Into a Shaky Market? Think Long Term Anyway

Retiring Into a Shaky Market? Think Long Term Anyway

Americans in their mid-60s could live nearly three more decades, research shows, so a healthy dose of stock in your portfolio is actually prudent now.
The Market Is Rocky. Will Target-Date Funds Change Their Strategy?

The Market Is Rocky. Will Target-Date Funds Change Their Strategy?

Not much. That’s partly because they’re investing for the long term, and partly because they’re protecting you from your own worst instincts.
The Market Is Rocky. Will Target-Date Funds Change Their Strategy?

The Market Is Rocky. Will Target-Date Funds Change Their Strategy?

Not much. That’s partly because they’re investing for the long term, and partly because they’re protecting you from your own worst instincts.
The Young Person’s Guide to Investing

The Young Person’s Guide to Investing

Narrowing down all the options and figuring out where to turn can be paralyzing. We’ve got you covered.
Are You Overlooking Something That Could Make You Richer?

Are You Overlooking Something That Could Make You Richer?

You probably aren’t paying enough attention to your debt, an accountant argues in a new book, and that could be costing you.

Now, Try Slicing the Stock Market Into Equal Pieces

Index fund investing is already immensely popular. But is it time to consider funds that construct indexes differently?